20 But another one came, saying, ‘Lord, here is your miʹna that I kept hidden away in a cloth. 21 You see, I was in fear of you, because you are a harsh man; you take what you did not deposit, and you reap what you did not sow.’+ 22 He said to him, ‘By your own words I judge you, wicked slave. You knew, did you, that I am a harsh man, taking what I did not deposit and reaping what I did not sow?+ 23 So why did you not put my money in a bank? Then on my coming, I would have collected it with interest.’